The following are some essential inclusions to consider:-

1.  You can often propose the amount of cover in case something stops you from travelling – this may be equal to total cost of your trip and may be more, but the more the amount, the more expensive the policy will be.
2. Travel delay is counted per day, look for omissions involving strikes, war and terrorism and natural disasters. But don’t expect to be rained with cash for a few hours spent on a grounded aircraft. You may not be covered for flight delays less than 24 hours as a result of airline’s fault
3.  Airline and supplier insolvency. If the people who made your travel arrangements go bankrupt, if ensured you will be covered for that loss
4. Personal liability. In case you carelessly placed baggage, that results into injuring someone and he wants to sue you for damages, you must be covered for that. Read policies details for this inclusion.
5. Car rental. Travel insurance mostly will not cover the full cost if you’re involved in an accident while using a rental car, even if you are not at fault. This option can help with the excess, but you should also take out the required insurances provided by the car rental company too.
6. If any accidents happen while travelling, keep the emergency number handy. If you require any medical help, pursue treatment urgently. If you are unable to call for help, somebody will find the number on your behalf so make sure to carry a copy of your insurance certificate. If your circumstances are non-medical in nature, it will be in your favour to call the provider anyhow, and they’ll advise their procedure.